Roof Leak Should I File A Claim

Your homeowners insurance policy generally covers roof leaks and other damages to your roof as long as the cause of the damage is not specifically excluded by your policy.

Roof leak should i file a claim.

Once the contractor inspects your roof they ll provide you with a written report and their recommendations. Just because you can file an insurance claim for leaking roof inexperienced homeowners might find it tempting to file a claim whenever their policy will cover the damage. Pro roofing siding has earned numerous awards for its remarkable service and expertise. If you have questions about your roof and or an insurance claim please contact us.

When you go to file a roof replacement claim with your insurance company having a written report completed by established roofing contractors can act as evidence. Do not let several days or weeks pass by before you file a roofing insurance claim. When a storm hits your area always assume that your roof has been affected. The problem is your insurance company might decide you re too big of a risk and will terminate your coverage.

However if a leak occurs due to a lack of maintenance you may have to pay for the repairs yourself. A roof insurance claim can feel like it is taking forever especially if the roof damage is impeding your ability to do business. Before making a claim for roof damage as with any claim make sure to consider your home insurance policy s deductibles to determine whether filing a claim makes the best financial sense. If the damage is found to not be covered by your insurance you already have a working relationship with a reputable roof repair company that you can contact for services.

Save receipts for repairs. The insurance company can provide you with the paperwork you need to file a claim. Review your deductible so you know what you have to work with before a claim is your only choice. It makes perfect sense and is well within your policy guidelines.

This is partnering with adjusters you trust as well as an experienced and trustworthy roofing contractor is essential not only for your property but for your home or business. File an insurance claim to fix the roof leak as soon as possible. In addition any time you file a claim the cost of your policy. Submitting this paperwork is what initiates the claim process.

If the roof damage is from vandalism be sure to file a police report before contacting your insurance company. A trustworthy contractor will never recommend a roof replacement when repairs suffice. But before you make your decision on filing seek the advice of a dependable roof repair contractor.