Roof Wind Damage Claim

Thunderstorms wind storms hail storms and even tornadoes can all cause wind damage to your property and even high winds can wreak havoc on unsecured structures or rooftops causing roof leaks and other potentially catastrophic roof damage.

Roof wind damage claim.

If you have roof wind damage your insurance company has a legal obligation to repair or replace the roof whichever costs less. Some roofing damage is always covered by a home insurance policy while other roof damage is not. This is partnering with adjusters you trust as well as an experienced and trustworthy roofing contractor is essential not only for your property but for your home or business. If you live somewhere where wind damage or wind storms are a regular occurrence you should know how to handle wind damage insurance claims and similar insurance issues which are often covered under your homeowners insurance.

First your shingles and roofing may have discolored with age. Roof damage insurance claims can often be tricky to inspect and prove your case. Check out the details on additional roof replacement coverage for a closer look at how your homeowners insurance can be bolstered to cover damages to your roof. Shingles tiles slate wood etc roof replacement cost coverage is available for wind and hail damage as well.

That may sound like a basic idea but it can run into some problems in practice. You can buy only actual cash value coverage for wind and hail damage if your roof is too old to qualify for replacement value coverage. Homeowners insurance typically covers damage caused to your roof by hail windstorms fire tornados and vandalism. Hail and wind damage claims are the most common types of homeowners claims.

And if your roof is eligible based on its age and type e g. If the roof is too old or the damage is caused by normal wear and tear it is unlikely that your insurance policy is going to cover the cost to repair the damage or replace the roof. It is possible that an insurance claim for roof damage will be denied because of the age of the roof. Take a look at your insurance policy to see what it covers before contacting your insurance company.