Roofing No Deductible

North texas homeowners can no longer take advantage of a free roof under a new law that goes into effect sept.

Roofing no deductible.

If a roof repair cost 6 000 and a homeowner had a 1 000 deductible adjusters would just cut the homeowner a check for 5 000 subtracting the deductible cost. You might think you can save a deductible if your roofing contractor can do a project for 20 000 and your adjuster calculated the cost would come in around 17 000. Avoid such scams by opting for high quality roofing repair from bert roofing. However your deductible always comes first so there isn t really a financial reward for finding a lower price.

The homeowner would then have to pay the remaining 1 000 deductible to the contractor. In short there is no way for the homeowner to avoid paying the deductible without the contractor committing insurance fraud. Replacement cost value rcv provisions today most homeowners have replacement cost value rcv provisions in their insurance policies. Under texas house bill 2102 approved in the most recent legislative session.

If the repairs can be done for 9 000 the insurance company will pay the roofing contractor 8 000. A new law if approved by gov. Today that s not the case. When it comes to roofing service in dallas tx your contractor will never cover the insurance deductible before completing service.