Roof Inspector Requires New Roof Fha

The appraiser must inspect the attic for evidence of possible roof problems.

Roof inspector requires new roof fha.

To be specific the following has been taken from the hud handbook 4000 1 regarding the fha rules for the roof. Putting a roof over your family s head is necessary but it certainly isn t cheap. The appraiser must observe the roof to determine whether there are deficiencies that present a health and safety hazard or do not allow for reasonable future utility. The roof cannot have more than three layers of roofing.

If the inspection reveals the need for roof repairs and the. The borrower must take it upon themselves to have a home inspector look over the roof and other critical areas of the property there may be issues not immediately noticeable that an inspection would catch that do not appear on the fha appraisal report. This of course is a judgment call that the appraiser is required to make. That means it must be worth the purchase price and have such basics as electricity drinkable water adequate heat a stable roof fire exits and more.

But that bill can range from 5 000 to 25 000 depending on where you live what weather hazards are typical in your area and what kind of roof you re buying as well as other factors. An fha appraiser is required to view the roof but does not specifically have to step out onto the surface of it. For a federal housing administration fha loan to be approved the home must pass an fha inspection and appraisal. In a 2017 american housing survey the u s.

One of the fha rules for the roof requires the appraiser to report if it has less than 2 years remaining life and require it to be replaced.